PA 110 EVO : 20-year Personal Accident term Plan

PA 110 EVO


A COMPREHENSIVE PROTECTION BY MAA PA110 EVO
Accident happen-any place,any time and to anyone.Most of the times,these accident cause more then just physical pain.It could leave a deep mark of mental,emotional and financial distress,not only to ourselves but also to our loved ones.Well,prevention is better than cure.Why not get prepared before the unfortunate happens?With the all-new PA110 EVO, you will be able to protect and your loved ones from unnecessary burden.It will also ensure your finances are not stretched to hardship levels during your recovery period.
BENEFITS
Accidental Death Benefit
Pays the capital sum in the event of accidental death

Accidental Permanent Dismemberment / Disablement
Pays up to the capital sum as per schedule

Medical Reimbursement
Reimbursement of medical expenses up to the sum insured inclusive of hospital room and board, clinical, outpatient and surgical treatment.

Weekly Indemnity
Pays up to 104 weeks if the insured is totally or partial disabled and unable to attend to his/her work as certified by a registered medical practitioner.
a) Temporary Total Disability – 100% of the benefit amount
b) Temporary Partial disability – 50% of the benefit amount

Daily Hospital Income
A daily hospital income up to Rm300 per accident (max. 180 days)

Broken Bones/Burns
Pays up to RM50,000 as per schedule

Physician Benefits
An additional medical benefits up to RM500 to cover treatment by acupuncturist, bonesetter, chiropractor, osteopath and physiotherapist. (Provided the first consultation is by registered medical practitioner)

Ambulance Fee
Pays ambulance fee incurred consequent upon an accident up to RM200 per accident

Death Benefit (All Causes)
Death benefit up to RM200,000 IS PAYABLE IN THE EVENT OF DEATH DUE TO ALL CAUSES.

HOW PA110 EVO SETS YOU FREE
EXCELLENCE

  • Affordable premium from as low as RM0.90 daily (Plan 1, Code 01-02)
  • Worldwide protection, 24 hours a day 7 days a week

 VALUE

  • Extended coverage
  • Hassle free premium payment
OUTSTANDING
  • Coverage is renewable up to age 75, subject to a maximum term of 20 years
  • A wide range of plans to meet your needs

Extended Coverage
Whilst on any mode of travelling

  • Motor Cycling

Whilst engaged in sports or hobbies

  • All amateur sports(except martial arts and boxing)
  • Water sports including yachting and water skiing
  • Scuba diving (up to 50 metres deep)
  • Hunting
  • Mountain Climbing
  • Polo playing
  • Bungee jumping

Accidents caused by Natural Events

  • Natural Disasters including La Nina,El Nino, flood and earthquake
  • Insect bites,snake bites ans animal bites

Other Additional Extensions

  • Strike,riot and civil commotion
  • murder and assault (unprovoked)
  • Drowning
  • Suffocation through smoke fumes or poisonous gas
  • Food and Drink poisoning
  • Extended Coverage for Dengue Fever and Japanese Encephalitis -up to 100% of the Medical Reimbursement only.

Exclusion

  • War,civil war,terrorism,AIDS and diseases,childbirth,miscarriage,provoked murder or assault,travelling as an aircraft crew,aerial activities,martial arts,racing,radiation,nuclear weapons and intoxication by alcohol & drugs.
  • Japanese Encephalitis & Dengue Fever are excluded for all benefits except Medical Reimbursement benefit

Frequently asked questions 
1.Why do I need this plan?
By applying PA110 EVO ,you will enjoy comprehensive protection and peace of mind.Knowing that in the event of an accident,you and your loved ones will be financially secured.

2.Who is eligible to apply?
A person whose age is 18 and above is eligible to apply.Eligibility age for life insured is from 10 years old to 55 years old,renewable up to age 75 ,subject to a maximum term of 20 years.

3.What is the mode of payment available?
You can opt to pay your premium by

  • Yearly
  • Half-Yearly
  • Quarterly

4.Does this plan provides any cash value?
No.This is a protection plan with no cash value

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